Cookie & Data Usage Policy
Understanding how caxivaletir uses cookies and tracking technologies to enhance your financial planning experience
What Are Cookies and How We Use Them
Cookies are small text files stored on your device when you visit caxivaletir.com. We use various tracking technologies to improve your experience with our financial planning tools and educational resources. Think of cookies as your browser's way of remembering your preferences — like keeping you logged in or remembering which calculator settings you prefer.
Our platform relies on different types of tracking to provide personalized financial insights and streamlined user experiences. Some cookies are absolutely necessary for basic site functionality, while others help us understand how visitors engage with our content and tools.
Types of Tracking Technologies
Essential Cookies
Required for basic site functionality including secure login sessions, form submissions, and financial calculator operations. These cannot be disabled as they're fundamental to providing our services.
Functional Cookies
Remember your preferences like dashboard layout, preferred calculation methods, and language settings. These enhance usability but aren't strictly necessary for basic functionality.
Analytics Tracking
Help us understand which educational resources are most valuable, how users navigate our tools, and where we can improve the learning experience. No personal financial data is collected.
Marketing Cookies
Used to deliver relevant educational content and course recommendations based on your interests in financial planning topics. These help us show you the most appropriate learning opportunities.
Essential Cookies We Use
These cookies enable core website functionality and cannot be disabled. They include session management for secure access to your dashboard, form processing for contact requests and course inquiries, security tokens to protect against fraudulent activity, and preference storage for calculator settings and tool configurations.
Managing Your Cookie Preferences
You have complete control over non-essential cookies. Use the button above to reject all tracking cookies, or manage them through your browser settings. Your choice will be remembered for future visits.
Browser-Based Cookie Management
- Chrome: Settings → Privacy and Security → Cookies and other site data
- Firefox: Options → Privacy & Security → Cookies and Site Data
- Safari: Preferences → Privacy → Manage Website Data
- Edge: Settings → Site permissions → Cookies and site data
Data Retention and Your Control
Short-Term Storage
- Session cookies (deleted when you close browser)
- Temporary form data (24-48 hours)
- Security tokens (expire automatically)
- Calculator preferences (30 days)
Long-Term Storage
- User preferences (until you clear them)
- Analytics data (aggregated, 26 months)
- Marketing preferences (until withdrawn)
- Essential settings (needed for functionality)
You can request deletion of your stored data at any time by contacting our support team. We'll process your request within 30 days and confirm completion. Note that removing essential cookies may affect your ability to use certain features of our platform.
How Cookies Enhance Your Experience
When you use our mortgage calculator, functional cookies remember your preferred loan terms so you don't need to re-enter them each visit. Analytics help us identify which educational articles are most helpful, allowing us to create more targeted content about Australian financial regulations and planning strategies.
Marketing cookies ensure you see relevant course recommendations — if you've been reading about retirement planning, we'll highlight our superannuation workshops rather than first-time buyer seminars. This personalization makes your learning journey more efficient and focused on your actual financial goals.
Questions About Our Cookie Policy?
Contact us at: 32 Carrington Rd, Reservoir VIC 3073, Australia
Phone: +61431195224 | Email: support@caxivaletir.com
Policy last updated: March 2025